Momwe mungayambitsire shopu yanu yamaluwa kuyambira pachiyambi komanso popanda chilolezo. (Buku lolembedwa ndi A.A. Yelcheninov)

12. Ndalama zoyambira potsegula salon yamaluwa

Choyamba, muyenera kugwiritsa ntchito ndalama pazolemba zonse. Lembani ndi ofesi ya msonkho ndi mabungwe ena aboma, sonkhanitsani mapepala ndikuyamba kuchita bizinesi ndi chikumbumtima choyera.

Kachiwiri, muyenera kufotokoza bwino funso la komwe mungatsegule shopu yamaluwa. Ngati muli ndi nyumba yanu yaing'ono, kwinakwake pafupi ndi pakati pa mzinda, ndiye kuti mudzayenera kugwiritsa ntchito ndalama zochepa, chifukwa ntchito yaikulu idzakhala kukonza bwino m'nyumbayi. Ndizopindulitsa kwambiri kugwiritsa ntchito malo anu enieni kuposa kubwereka, kaya ku America kapena ku Russia. Mwa njira, United States nthawi zambiri imagwiritsa ntchito nyumba zake ngati sitolo, ndiko kuti, amakhazikitsa sitolo mu gawo limodzi la nyumbayo, ndi malo okhala mbali ina.

Ngati mukuyenera kubwereka chipinda, ndiye kuti ichi ndi chakudya choyenera. Muyenera kumvetsetsa nthawi yomweyo kuti kubwereka, mwachitsanzo, ngodya yapakati pa likulu mu sitolo yoziziritsa kuzizira idzawononga ndalama zambiri. Eni nyumba amapeza ndalama zabwino kuchokera kwa makasitomala awo. Popeza mtengo wake ndi wokwera, muyenera kupeza zambiri, ndiko kuti, kuyesetsa kwambiri. 

M'malo mwake, ku Russia, eni nyumba akhoza kukhala oopsa kwambiri. Anzanga ena anakumana ndi eni malo osaona mtima amene akanatha kukweza ndalama zolipirira mweziwo mwadzidzidzi, ndipo panalibe chochita; anzanga ambiri anavomereza mikhalidweyo, popeza kuti malipiro awo analola. Chithunzichi chimawonedwa kokha m'dziko lathu, mwachitsanzo, ku America, wamalonda aliyense amakhala ndi mbiri yabwino mumzinda wake, kotero kuti mtengo wobwereketsa sudumpha ndipo sichisintha. Zimakhala zopindulitsa kwa mwininyumba kubwereka malo ake kuti agwiritse ntchito kwa nthawi yayitali kuti anthu omwewo azigwira ntchito, ndiyeno ndalamazo zikhale zokhazikika.

Momwe mungaganizire sitolo yanu kukhala ndi kutumiza maluwa ndipo zimatengera ndalama zomwe zingakuwonongereni. Pali njira zambiri zopangira renti kapena kugula malo. Choyamba, ndi bwino kuwerengera ndalama zomwe mukufuna kugwiritsa ntchito pachaka kubwereka chipinda; chabwino, muli ndi lingaliro laling'ono la mtengo wapakati wa chipinda.

Yang'anani zosankha zomwe zimaperekedwa m'dera lomwe mukufuna, yendani mozungulira, yang'anani, lankhulani ndi omwe amabwereka malowo, ndikusankha zomwe zikugwirizana ndi inu. Pankhani imeneyi, chinthu chachikulu ndicho kupanga chosankha cholingalira ndi choyenera. Tangoganizani kuti mutsegula malo ogulitsa maluwa kwa zaka 20, kodi mwakonzeka kugwira ntchito m'malo awa kwa zaka 20?

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